Last updated 2026-07-23
TL;DR
Uber Health is a booking platform that lets clinics and health plans arrange rides, including wheelchair-accessible trips, through Uber's driver network. It is not a Medicaid NEMT broker like Modivcare or MTM, and most owner-operators still need Medicaid provider enrollment and broker credentialing to get consistent, billable trips. This article covers what NEMT is, what Medicaid and Medicare actually cover, and how to start a wheelchair-van NEMT business step by step.
What is Uber Health, and is it the same thing as NEMT?
Uber Health is a platform Uber built for health care organizations (hospitals, clinics, health plans, home health agencies) to book and pay for rides on behalf of patients, including trips to appointments, pharmacy runs, and discharge rides home. It runs through Uber's regular rideshare driver network plus some wheelchair-accessible vehicle (WAV) options in certain markets, using Uber's UberHealth product line. Organizations set up accounts, load ride credits, and book trips for patients who may not even need a smartphone or the Uber app themselves [1]. That is genuinely useful for a narrow slice of transportation needs: ambulatory patients, sometimes a caregiver riding along, and in some cities a wheelchair-accessible vehicle dispatched through Uber WAV. But it is not the same thing as non-emergency medical transportation (NEMT) as Medicaid defines and pays for it. NEMT is a formal Medicaid benefit, administered state by state, often through a contracted broker, with its own enrollment process, vehicle and driver standards, and trip documentation rules. So the honest answer: Uber Health is one booking channel some health systems and even some Medicaid managed care plans use for a portion of ambulatory rides. It is not a substitute for becoming a credentialed Medicaid NEMT provider, and it generally is not how wheelchair-van owner-operators build a stable book of business. If your plan is to buy a wheelchair van and get paid consistently to move Medicaid members to dialysis, chemo, and specialist visits, you need Medicaid transportation enrollment and broker credentialing, not an Uber Health account.
What is non-emergency medical transportation (NEMT)?
Non-emergency medical transportation is transportation to and from covered medical services for people who have no other way to get there and don't need an ambulance. Federal Medicaid rules require states to make sure eligible enrollees can get to and from providers, and NEMT is the mechanism most states use to meet that requirement, per 42 CFR 431.53 [2]. NEMT covers a range of vehicle types depending on medical need: ambulatory sedans and vans for people who can walk and transfer on their own, wheelchair vans for people who use a wheelchair and can't transfer to a regular seat, and stretcher vans for people who must stay lying down but don't need emergency-level care. It does not cover ambulance transport for emergencies. That's a separate benefit with separate billing codes and separate providers. Most states contract this benefit out to a transportation broker (Modivcare, MTM, Access2Care, and others operate in different states) who manages scheduling, trip assignment, and payment to a network of enrolled transportation providers. A smaller number of states run NEMT in-house or let managed care organizations handle it directly. Either way, if you want to be one of the vans getting dispatched trips, you have to enroll as a Medicaid provider with the state and then get credentialed with whichever broker holds the contract in your service area. For background on how that structure works across states, see NEMT and non emergency medical transportation.
Does Medicaid cover ambulance rides?
Yes, Medicaid covers ambulance transportation, but it's a different benefit from NEMT with different rules. Ambulance services are covered when they are medically necessary, meaning the person's condition requires the level of care and equipment that comes with an ambulance, more than a ride. The federal regulation at 42 CFR 431.53 requires states to "specify that the Medicaid agency will ensure necessary transportation for recipients to and from providers," which covers both emergency ambulance and non-emergency transportation depending on the situation [3]. Each state Medicaid agency sets its own coverage rules, prior authorization requirements, and reimbursement rates for ambulance providers, and ambulance companies enroll and bill separately from NEMT wheelchair-van and stretcher-van providers. If you're buying a wheelchair van and planning to run non-emergency trips, you are not entering the ambulance business, and you generally can't bill for ambulance-level services unless your vehicle, staff, and licensure meet your state's ambulance (not NEMT) standards. Confirm ambulance vs. NEMT classification rules with your state Medicaid agency before assuming either coverage applies to a specific trip type.
Does Medicare cover medical transportation?
Medicare's coverage of non-emergency transportation is much narrower than Medicaid's. Original Medicare (Part B) covers ambulance services, including non-emergency ambulance transport, only when other means of transportation would endanger the beneficiary's health, per the Medicare Benefit Policy Manual, Chapter 10, on ambulance services [4]. It does not have a general NEMT benefit the way Medicaid does for wheelchair vans and ambulatory rides to routine appointments. Where things get more flexible is Medicare Advantage. Some Medicare Advantage plans offer supplemental non-emergency transportation benefits (a set number of one-way trips per year to plan-approved locations), and CMS finalized rule changes expanding the definition of allowable supplemental benefits for chronically ill enrollees under the CHRONIC Care Act, effective for plan year 2020 [5]. But these benefits vary enormously by plan, by year, and by county, and there's no single national program to enroll in the way there is for state Medicaid NEMT. Practically, for a new wheelchair-van owner-operator, the more reliable, higher-volume revenue stream is Medicaid NEMT broker credentialing, not chasing individual Medicare Advantage transportation benefit contracts. Some operators eventually add Medicare Advantage transportation contracts on top of a Medicaid book of business, but that's usually a year-two or year-three move, not a starting point.
How do you start a medical transportation business?
At a basic level, starting a medical transportation business means five things happening in roughly this order: entity formation and licensing, vehicle acquisition and outfitting, driver qualification, state Medicaid provider enrollment, and broker credentialing. Skipping steps or doing them out of order is the single biggest reason new owner-operators sit idle for months after buying a van. First, form your business entity (LLC is standard for small operators) and get your state and local business licenses, plus any state-specific transportation or NEMT operating permit your state requires. Some states license NEMT companies directly through the Department of Transportation or a state health agency; others fold it into Medicaid enrollment. This varies enough by state that you genuinely need to confirm with your specific state Medicaid agency what licensing sits outside of Medicaid enrollment itself. Second, get commercial auto insurance rated for livery or NEMT use (not personal or standard commercial auto), because a personal policy will not pay a claim on a vehicle used to transport paying passengers for medical appointments. Underwriters ask for vehicle specs, driver MVRs, and sometimes your Medicaid enrollment status before they'll quote NEMT coverage. Third, buy or convert your vehicle. A used wheelchair-accessible van with a factory or aftermarket lowered floor and ramp/lift, wheelchair tie-downs (four-point) and an occupant restraint system meeting or referencing standards like SAE J2249, is the standard entry vehicle. Many states and brokers also require the conversion to meet ADA and/or Federal Motor Vehicle Safety Standard (FMVSS) requirements for the wheelchair securement system. Fourth, get your drivers qualified: many states require a specific license class or endorsement, a clean MVR, a background check, first aid/CPR certification, and sometimes a passenger assistance or wheelchair securement training course. Requirements differ by state and by broker, so confirm the exact list with your state Medicaid transportation unit and the broker operating in your area. Fifth, enroll as a Medicaid provider with your state, then apply for credentialing with the broker(s) holding contracts in your service area. Those are two separate applications with two separate reviewers, and you typically need the Medicaid enrollment approved (or at least in process) before a broker will finish credentialing you.
How to start a NEMT business step by step
Here's the practical sequence, compressed into a checklist you can actually work through: 1. Research your state's NEMT program structure. Find out whether your state uses a statewide broker, regional brokers, or managed care plan-level transportation. Your state Medicaid agency's transportation or NEMT page is the authoritative source. 2. Form your LLC, get an EIN, and open a business bank account. 3. Check state-specific licensing. Some states require a separate transportation network or NEMT operator license before or alongside Medicaid enrollment. 4. Buy commercial NEMT-rated insurance. Get quotes early. Coverage costs and availability vary by state, vehicle count, and driver history, and some insurers won't write single-van startups at all. 5. Buy your vehicle. Confirm the wheelchair lift/ramp, tie-downs, and restraint system meet your state's and broker's specific standards before you finalize the purchase; retrofitting after the fact is expensive. 6. Qualify your drivers (yourself, if you're driving too): background checks, MVR pulls, required certifications. 7. Submit your Medicaid provider enrollment application. This typically asks for entity documents, vehicle registration and inspection records, insurance certificates, driver credentials, and sometimes a site visit. 8. Apply for broker credentialing once your Medicaid enrollment is approved or clearly in process. Each broker (Modivcare, MTM, Access2Care, SafeRide, or others depending on your state) has its own portal, its own document checklist, and its own timeline. Confirm current requirements and timelines directly with the broker, since these change. 9. Complete any required orientation, GPS/dispatch app setup, and trial trips before you start receiving regular dispatch. Putting together every document this process asks for (entity paperwork, insurance certs, vehicle inspection forms, driver qualification packets) is genuinely the part that eats the most time for new operators, which is part of why we built the $199 State + Broker NEMT Launch Kit, a one-time packet of state-specific and broker-specific document checklists so you're not guessing what to submit.
How to start a non-emergency medical transportation business with one van
Starting with a single wheelchair van is common and completely workable, but it changes your priorities compared to a multi-van fleet plan. With one vehicle, you have zero redundancy: if that van is in the shop, you have no trips going out and no revenue coming in, so a maintenance reserve and a backup driver plan matter more than they would with three or four vans. Brokers generally credential owner-operators with a single vehicle; there's no minimum fleet size in most state programs, though you should confirm this with your specific state and broker since a few programs do set minimums for certain contract types (like dedicated dialysis routes). What you can't skip regardless of fleet size is the insurance, driver qualification, and vehicle inspection requirements. A one-van operation still needs commercial NEMT-rated insurance, not personal auto coverage. One practical decision for single-van operators: apply to more than one broker if your state has multiple brokers operating in overlapping regions, or apply to both a broker and any managed care plans that credential providers directly. This spreads your trip volume across more than one dispatch source, which matters a lot when you only have one vehicle and can't afford long idle stretches. It also means duplicate paperwork, which is exactly the kind of repetitive administrative load a document checklist helps with, since broker applications ask for a lot of the same underlying documents (insurance certificate, vehicle inspection, driver packet) formatted slightly differently each time.
How does Medicaid broker credentialing actually work?
Broker credentialing is the process a transportation broker uses to vet and approve you as a network provider after (or alongside) your state Medicaid enrollment. Brokers like Modivcare, MTM, and Access2Care hold state contracts to manage trip scheduling and payment, and they set their own provider standards on top of whatever the state requires. Typical broker credentialing asks for: proof of Medicaid enrollment or application status, vehicle registration and current safety inspection, commercial insurance certificates naming the broker or state as certificate holder (confirm exact requirements), driver background checks and MVRs, driver training certifications (defensive driving, passenger assistance, wheelchair securement), and sometimes a physical vehicle inspection by broker staff before you're activated in their dispatch system. Timelines vary a lot by broker and by state workload, and they change over time, so any specific number you read online (including here) should be verified directly with the broker's current provider relations team. What's consistent across brokers is that incomplete applications are the number one cause of delay: missing a single insurance endorsement or an expired inspection date can bounce your whole application back to the start of the queue. If your state has more than one broker (some states split contracts by region), you'll go through this process separately for each broker whose territory you want to serve. For a broader look at how brokers structure their networks, see nemt transportation and non emergency medical transportation services.
How is emergency ambulance transport different from NEMT wheelchair-van service?
Emergency medical transport and NEMT sit on opposite ends of the medical transportation spectrum, and they are licensed, staffed, and reimbursed completely differently. Emergency transport requires licensed EMTs or paramedics, specific medical equipment, and typically a state EMS agency license, and it's billed under ambulance service codes when the patient's condition requires that level of care [3][4]. NEMT wheelchair-van service, by contrast, requires a trained driver (not a medical professional in most states), a properly equipped accessible vehicle, and enrollment as a transportation provider, not a medical provider. There's no expectation of clinical care during the ride beyond basic first aid readiness and safe wheelchair securement. The distinction matters for owner-operators because the two businesses have almost nothing in common operationally beyond both moving patients. You can't casually add ambulance service to a wheelchair-van NEMT operation; it requires separate state EMS licensure, separate staffing, and separate vehicles built and equipped to ambulance standards. If you're researching emergency medical transport as a possible expansion, treat it as a different business line, not a natural extension of your NEMT fleet.
What does it cost to get started, roughly?
There's no single national number here, and anyone who gives you a precise all-in figure is guessing, because costs vary heavily by state licensing fees, vehicle condition (new WAV conversions commonly run well into the $40,000 to $70,000+ range, while a good used conversion can run substantially less), insurance market conditions in your state, and whether you're doing driver training in-house or paying for outside certification courses. What you can budget for with more confidence: business formation and licensing fees (typically low, often under a few hundred dollars depending on your state), commercial NEMT insurance premiums (vary widely by state and driving record, confirm quotes directly with insurers who write NEMT policies in your state), vehicle cost (used accessible vans generally cost less than new conversions, but expect more maintenance), and driver certification course fees if required. One cost that's genuinely underestimated: application and credentialing time. Every week your van sits waiting on paperwork instead of running trips is a week of insurance and loan payments with no offsetting revenue. That's the real cost of a disorganized application, more than any specific fee line item.
Frequently asked questions
What is non-emergency medical transportation?
Non-emergency medical transportation (NEMT) is transportation to and from covered medical appointments for people who have no other way to get there and don't need ambulance-level care. Medicaid requires states to ensure enrollees can get to covered services, and NEMT is the standard mechanism, often run through a contracted broker like Modivcare or MTM, per 42 CFR 431.53.
Is Uber Health the same as a Medicaid NEMT broker?
No. Uber Health is a booking platform some hospitals, clinics, and health plans use to arrange rides through Uber's driver network, including some wheelchair-accessible options. It is not a state Medicaid NEMT broker, doesn't replace Medicaid provider enrollment, and generally isn't how owner-operators build a steady Medicaid trip volume.
Does Medicaid cover ambulance rides?
Yes, when transport is medically necessary and meets the emergency or medically-necessary criteria your state sets. This is a separate benefit from NEMT, with separate enrollment, licensure, and billing codes, administered under each state's Medicaid plan consistent with federal transportation-access rules in 42 CFR 431.53.
Does Medicare cover medical transportation?
Original Medicare covers non-emergency ambulance transport only when medically necessary and certified by a physician; it has no general wheelchair-van NEMT benefit. Some Medicare Advantage plans offer limited supplemental non-emergency transportation benefits, but these vary by plan, county, and year, so check the specific plan rather than assuming coverage.
How do I start a medical transportation business?
Form your business entity, secure required state licensing, get commercial NEMT-rated insurance, buy and properly equip your vehicle, qualify your drivers, then complete Medicaid provider enrollment and broker credentialing. Order matters: most brokers want your Medicaid enrollment approved or in process before they'll finish credentialing you.
How do I start a NEMT business specifically, versus general medical transportation?
NEMT is a subset of medical transportation focused on non-ambulance rides to covered services. Starting one means the same core steps (entity, insurance, vehicle, drivers) plus two NEMT-specific pieces: enrolling as a Medicaid transportation provider with your state and getting credentialed with whichever broker holds the NEMT contract in your area.
Can I start a non-emergency medical transportation business with just one van?
Yes, most brokers credential single-vehicle owner-operators, and there's usually no fleet-size minimum for standard enrollment. With one van you have no backup vehicle, so budget for a maintenance reserve and consider applying to more than one broker or managed care plan to diversify your trip sources.
What is NEMT and how is it different from a regular rideshare ride?
NEMT is a Medicaid-funded, state-regulated transportation benefit tied to covered medical visits, requiring provider enrollment, vehicle standards, and driver qualifications. A regular rideshare ride, even one booked through Uber Health, isn't Medicaid-enrolled transportation and doesn't carry the same wheelchair securement, documentation, or billing requirements NEMT does.
How long does Medicaid NEMT provider enrollment take?
Timelines vary by state and change over time, so there's no single reliable national figure. Some states process applications in a few weeks; others take longer, especially if documents are missing or a site visit is required. Confirm current processing timelines directly with your state Medicaid transportation unit.
Do I need a separate license to operate a wheelchair van business?
It depends on your state. Some states require a distinct transportation or NEMT operator license issued by a transportation or health agency, separate from Medicaid provider enrollment; others handle licensing entirely within the Medicaid enrollment process. Confirm the exact requirement with your state Medicaid agency before assuming either path applies.
Does broker credentialing cost money?
Some brokers charge application or background check fees, others don't, and fee structures change over time. There's no fixed national number. Confirm current fees directly with the broker operating in your state before budgeting, since charging models differ across Modivcare, MTM, Access2Care, SafeRide, and other regional brokers.
What vehicle standards do wheelchair vans need to meet for NEMT?
Most states and brokers require a lowered-floor or lift-equipped accessible van with a four-point wheelchair tie-down and occupant restraint system meeting recognized standards like SAE J2249, plus current safety inspection and registration. Exact requirements vary, so confirm specifics with your state Medicaid agency and broker before purchasing or converting a vehicle.
Sources
- Medicaid.gov, Non-Emergency Medical Transportation benefit page: States must ensure necessary transportation to and from covered Medicaid services under 42 CFR 431.53
- CMS, Medicare Benefit Policy Manual, Chapter 10, Ambulance Services: Medicare Part B covers non-emergency ambulance transport only when medically necessary and other transportation would endanger the beneficiary's health
- Federal Register, Medicare Program; CY 2019 Policy and Technical Changes to the Medicare Advantage program (CHRONIC Care Act supplemental benefits rule): CMS finalized expanded flexibility for Medicare Advantage supplemental benefits, including non-emergency transportation, for chronically ill enrollees
- eCFR, 42 CFR 431.53, Assurance of transportation: Federal regulation requiring states to assure necessary transportation for Medicaid beneficiaries to and from providers
- GAO, Report GAO-13-19, Medicaid Nonemergency Medical Transportation: Updated Medical Necessity Criteria Could Improve Cost-Effectiveness: Federal oversight review finding states vary widely in how they define medical necessity and administer NEMT benefits
- CMS, State Medicaid Director Letter on Non-Emergency Medical Transportation brokerage (SMDL #13-006): CMS guidance describing how states may use transportation brokers to administer the NEMT benefit under Medicaid
- National Highway Traffic Safety Administration, Federal Motor Vehicle Safety Standards overview: Federal vehicle safety standards apply to wheelchair-accessible van conversions and occupant securement systems used in NEMT